Thom and his team have received accolades from various highly-respected publications in the financial planning and investment industries. More important is how the team at Mid Atlantic Retirement Planning Specialists got there.

Wilmington Office

Thom Shumosic CFP®, AIF®

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As founder of MidAtlantic Retirement Planning Specialists (MARPS), Thom is responsible for maintaining existing relationships, cultivating new client engagements, and overseeing our advisors. He received his bachelor’s degree from the University of Delaware, his CERTIFIED FINANCIAL PLANNER™ designation (CFP®) from the College for Financial Planning and his Accredited Investment Fiduciary designation (AIF) through the Center for Fiduciary Studies. Thom currently serves the University as a member of the Advisory Board for the Financial Planning and Wealth Management Major. The major is offered through the Lerner Business School at the University of Delaware. Thom and his wife Stephanie have endowed two scholarships at the University of Delaware (one in Athletics and one the Financial Planning Major). Both scholarships are for students who are first generation college students. Thom previously served the University of Delaware Alumni Association as an Executive Board member. Thom also coached a Delaware High School State Basketball Championship in 1991. Thom serves on the Board of Trustees of the Delaware Art Museum where he chairs the Finance Committee. Thom is a Rotarian with Caesar Rodney Rotary Club in Wilmington. Thom serves Kestra on the Retirement Plan Advisory Council. Thom lives in Wilmington with his wife Stephanie. They have two daughters and a son (and a daughter-in-law). He enjoys Philadelphia Sports and University of Delaware Athletics. He enjoys great food and tailgating. Thom is a Registered Representative with Kestra Investment Services, LLC and an Investment Advisor Representative with Kestra Advisory Services, LLC.

Ben Smith

Director of Client Services
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Ben initially joined MidAtlantic Retirement Planning Specialists (MARPS) as an intern in October 2021 while studying at the University of Delaware. He completed his degree in May 2022 with majors in Finance and Financial Planning & Wealth Management and joined MARPS full-time after graduation. At MARPS, Ben performs investment research and assists clients with day-to-day questions and inquiries while training to become a fully-fledged financial advisor. Ben lives in the Manayunk neighborhood of Philadelphia, along the banks of the Schuykill River. In his free time, he enjoys fishing, working out at the gym, and performance cars. 

Shannan McMann

Administrative Assistant
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Shannan has been the Administrative Assistant for MARPS since November 2012. She was previously with the company for three years, from 2002–2005. Shannan has previous experience as an administrative assistant and working with credit unions, and currently handles paperwork, scheduling, and other administrative tasks for MARPS. Shannan was born in Florida, but moved to Delaware in 1984, where she currently resides. She graduated from Newark High School in 1992. Shannan enjoys spending time with her family and going to the gym.

St. Petersburg Office

Raymond F. Bourque

Investment Advisor

Raymond F. Bourque began his investment management career in 1996 with the St. Petersburg office of a New York based National Wirehouse. A native Floridian, Raymond served in the United States Navy, first as an enlisted man and later as a commissioned officer. As an Electronic Technician and Navy Diver serving aboard a nuclear powered submarine, Raymond saved and invested for college. He is a graduate of Florida State University with a degree in Chemistry. A Senior Vice President recruited Raymond to become an investment advisor, believing that Raymond’s diverse background and experience would help others navigate the complex world of investing.

Understanding that an atmosphere of trust and an attitude of service must underlie a good working relationship, Raymond firmly believes in the consultative and analytical approach to investing. He helps his clients develop a specific investment plan, a plan based upon individual goals and objectives, and tempered by one’s time frame and tolerance for risk. This results in a dynamic portfolio, one that Raymond reviews and monitors with his clients in regular meetings, and one that may be adjusted periodically as the market and life changes dictate. He specializes in privately managed accounts, retirement plans including 401(k)s, municipal bonds, insurance, and estate preservation.

Our Affiliated Branch Offices

Steve Miller

Financial Advisor

Steve has resided in the Berks County Pennsylvania area for the past 30 years and is married with 4 daughters and 2 grandchildren and is active in his community as a member of the local Lions Club and the Eastern Berks Business Alliance. Since 1994 Steve has been successfully addressing the financial needs of small business owners, professionals and families serving as their financial advocate. Utilizing a holistic approach to financial planning Steve helps ensures that all areas of his clients’ financial plan are working in concert to help increase protection, wealth and control of their assets. Outstanding service and annual face to face client reviews are two of the cornerstones of his business and help to ensure that the clients plan remains on course. Steve strives to take an objective approach in the selection of products designed to help his clients achieve financial independence by maintaining his status as an independent advisor with no direct affiliation with any insurance or financial institution. Steve is a Registered Representative with Kestra Investment Services, LLC and an Investment Advisor Representative with Kestra Advisory Services, LLC.

David E. Rathgeb CFP®, CMFC®

Financial Advisor

David E. Rathgeb CFP®, CMFC, has excelled in the financial services industry since 2001. Specializing in providing income for retirement, Dave works with individuals and business owners guiding them in all phases of the retirement planning process. A resident of Berks County since 1998, he is a member and Past President of the Amity Township Lions Club, former board member of the Daniel Boone School District and the Amity Township Park and Recreation Board. Married with two children, Dave spends most of his time with family and friends, and supporting his community. When time permits, he enjoys reading, gardening and cooking. A Fourth Degree Black Belt, Dave also continues to pursue his training in Tae Kwon Do. Dave is a Registered Representative with Kestra Investment Services, LLC and an Investment Advisor Representative with Kestra Advisory Services, LLC.

Chuck Wetzel CFP®


Chuck has spent his entire career in Finance. He graduated from Wilkes University with a major in Accounting and a minor in Economics. Early in his career he worked for a public accounting firm and later as a Controller in Hospitality Services. After leaving the Hospitality business, Chuck decided to join a large insurance company for their training program. A decision was made, after obtaining the necessary licenses, to go with an independent broker dealer, Kestra Investment Services, LLC where access to quality products and support are offered. Chuck treats all of his clients in the way he would like to be treated, with respect and concern for their wellbeing. Chuck believes the key to success has been doing the very best for each client and earning their trust. Chuck is a Registered Representative with Kestra Investment Services, LLC and an Investment Advisor Representative with Kestra Advisory Services, LLC.

Robert Johnson

Senior Financial Consultant

Robert Johnson is Chief Financial Consultant with New Century Investor Services. He earned a Bachelor of Science Degree in Finance from Rider University and began his career as a financial consultant in 1999. Bob is a Registered Investment Advisor Representative (IAR) with Kestra Advisory Services, LLC, a Registered Representative with Kestra Investment Services, LLC, a notary public and holds Series 7 (General Securities), 24 (General Securities Principal), 63 (Uniform Securities Agent State Law) and 65 (Uniform Investment Adviser Law) securities licenses as well as variable, life and health insurance licenses. He also has a tax preparation practice and is a member of the National Association of Tax Professionals. Outside of work, Bob is married with 2 children and resides in Hamilton, N.J. Bob enjoys golf and spending time with family.

John T. Burke

Senior Financial Consultant

John is a Senior Financial Consultant with New Century Investor Services. He holds a Bachelor Degree in Accounting and Business Administration from LaSalle University. John is a Registered Investment Advisor Representative, Registered Representative and holds a Series 7(General Securities), 63(Uniform Securities Agent State law), 6(Uniform Investment Adviser law), variable, life and health licenses. He has a tax accounting practice and is a retired forensic accountant with the State of New Jersey. John has over 30 years experience in the industry. John is married with 1 child in college and resides in Hamilton, N.J. He is an avid golfer. John is a Registered Representative with Kestra Investment Services, LLC and an Investment Advisor Representative with Kestra Advisory Services, LLC.

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